Alpine-grade lending, since 2011

Clear skies
for your credit.

AlpInvest FC Credit GP builds credit lines, business loans and refinancing that move at the altitude your ambitions need — transparent terms, no hidden fronts.

$1.86BCapital Deployed
21,400+Clients Funded
92%Approval Rate
4.6 – 11.2%APR Range
Licensed Multi-State Lender
SOC 2 Type II Verified
Member, National Credit Alliance
A+ Better Business Rating
Est. 2011, Geneva & Denver
Credit Products

Four routes to the summit, one clear map.

Every product below is priced by your actual financial elevation — not a generic bracket. Compare terms, see your estimated APR, and apply to only the ones that fit.

Personal Credit Line

A revolving line for renovations, medical costs, or bridging cash flow — draw only what you need, pay interest only on that.

5.4% – 9.8% APR

Business Growth Loan

Term financing for inventory, hiring, or expansion, sized to your monthly revenue with a fixed repayment schedule.

6.2% – 11.2% APR

Mortgage Refinance

Reset your rate or term on an existing home loan and free up monthly cash without resetting your equity clock.

4.6% – 6.9% APR

Working Capital Advance

Short-term funding against receivables to cover payroll or seasonal dips, repaid as your invoices clear.

7.1% – 13.5% APR
How It Works

From base camp to funded, in four steps.

No paperwork avalanche. Most applicants see a decision before their coffee goes cold.

01

Tell us the route

Answer a short set of questions about the funding you need — takes about two minutes, no hard credit pull.

02

See your terms

We match you to eligible products instantly and show real APR ranges, not teaser rates.

03

Verify & sign

Upload documents securely, e-sign your agreement, and lock in your rate for 15 days.

04

Funds land

Most clients receive funds within 24–72 hours of final approval, direct to their account.

Rates & Terms

Priced by altitude, not averages.

Your rate reflects your own financial profile — income, history, and collateral — reviewed by an underwriter, not a black-box score alone.

See My Personalized Rate
ProductAPR RangeTermFunding Time
Personal Credit Line5.4% – 9.8%Revolving24–48 hrs
Business Growth Loan6.2% – 11.2%12–60 mo48–72 hrs
Mortgage Refinance4.6% – 6.9%10–30 yr15–21 days
Working Capital Advance7.1% – 13.5%3–18 mo24 hrs
Why AlpInvest

Underwriting with a view.

Transparent pricing

Every quote shows the full APR, all fees, and total repayment before you sign — no asterisks buried in the footer.

Fast, human decisions

Automated pre-checks hand off to a real underwriter for anything nuanced — most files are decided same day.

Regulated & audited

Licensed across the states we lend in, with annual third-party audits of our lending and data practices.

Rate-match guarantee

Find a lower published rate for an equivalent product within 15 days and we'll match it or waive an origination fee.

No prepayment penalty

Pay off early whenever your cash flow allows — we never charge you for climbing out of debt faster.

Dedicated advisor

Every funded client is assigned a named advisor for the life of the loan — one line, one person, no call centers.

Client Stories

Funded, and still climbing.

"Our advisor walked us through the Business Growth Loan line by line before we signed anything. Inventory funded in three days."

Maren IlićFounder, Northcove Roasters

"Refinancing dropped our monthly payment by $410 with zero surprise fees at closing. That never happens."

Devon OkaforHomeowner, Portland OR

"The credit line saved our payroll during a slow quarter. Draw, repay, draw again — exactly as advertised."

Priya RamanathanOperator, Ramanathan Textiles
Questions

Before you apply

Does checking my rate affect my credit score? +

No. The initial rate check uses a soft inquiry that never appears on your credit report or affects your score. A hard pull only happens if you choose to proceed to final approval.

What documents will I need? +

Typically a government ID, two months of bank statements, and proof of income. Business products may also request recent tax filings or revenue reports — your advisor will confirm the exact list.

Can I pay off my loan early? +

Yes, on every product we offer. There is never a prepayment penalty, and any early payment reduces the interest you owe going forward.

Which states do you lend in? +

AlpInvest FC Credit GP is licensed to lend in 38 states. Enter your ZIP code during the rate check and we'll confirm eligibility immediately.

Is my information kept secure? +

All data is encrypted in transit and at rest, and our systems undergo an annual SOC 2 Type II audit performed by an independent third party.

Ready to reach new financial heights?

Check your rate in two minutes. It won't affect your credit score, and there's no obligation to proceed.

Check My Rate — It's Free